Create your business Asks a lot of resources, some of which are necessarily financial! Fortunately, in France, there are many financial aids for business creation.
To help you launch your business, discover the best aids in business creation. You can even combine them.
1. Aid to the creation or resumption of a company (ACRE)
Acre is intended for all people wishing to create their micro-enterprise, having never managed a company before or benefited from this aid.
This aid allows you to be exempt from an exemption of 50% of social contributions until the end of the 3rd civil quarter following the date of registration of your business.
There are different criteria that you can consult on the serivce-public.fr site to know all Acre eligibility criteria.
2. Aid to takeover or creation of a business (ARCE)
To claim this aid, you must be a compensated job seeker (benefit from return to employment, ARE) and be beneficiary of the ACRE (financial assistance for the creation of a previous business).
ARCE allows you to reach 60% of the rights to the return to employment assistance allowance (ARE) remaining in the form of capital. This helps finance the business creation project.
Please note, this financial aid is not paid in one go. Half of the aid is paid at the start of the activity while the second half is paid after 6 months, if the buyer or the creator still exercises the activity. To know all ARCE payment methodsthe Service-Public.fr site will inform you.
This financial aid for the takeover or the creation of Enreprise is, like ACRE, managed by France Work (ex pole employment).
3. Financial aid for the creation of a business of the Adie
Adie (Association for the right to the economic initiative) offers various systems to help business creators in their project:
- A microcredit up to € 12,000 from 6 to 48 months;
- Contracts of micro-assurance To develop your activity safely;
- A accompaniement personalized and training.
It is possible to obtain the Loan adie in less than two weeksthe average response time being only 10 days. Please note, this is a loan that must therefore be reimbursed!
4. The contract support contract (CAPE)
THE Cape Allows all project leaders to benefit from the assistance of another company or an association in the development of its activity. This aid can be given in the form of technical, material and/or financial means.
However, to properly define the aid brought by the company, as well as the returns expected from the beneficiary, a contract must be established. This will define the preparation program for the creation and management of a company, the nature and the amount of aid allocated, the support period or the objectives to be fulfilled by the project leader.
This type of contract can last 12 months and be renewed twice (in writing).
Any project leader concerned will have to contact the City of Business Formalities (CFE) to benefit from this financial assistance.
5. The new support for business creation or recovery (mother -of -pearl)
The mother -of -pearl is a complete support program for business creators and aimed at helping them throughout the creation process. Since 2017, it has not been accessible as before since it has been delegated to the regions. You must therefore get closer to your region to know the equivalence to which you are entitled.
This support included several axes, including financial assistance in business creation:
Different profiles of people are eligible for mother -of -pearl, for example:
- Anyone aged 18 to 25;
- RSA beneficiaries;
- People aged 50 and over registered on the list of job seekers …
Mother -of -pearl also gives access to a Loan at zero rate from € 1,000 to € 8,000 To finance business creation. Ask your region to find out the terms of the aids to which you are entitled following the transformation of the mother-of-pearl into regional aid.
6. The French Tech scholarship
There French Tech scholarship is mainly aimed at innovative VSEs and SMEs registered in France, with real growth potential. To be eligible, it is necessary to have already created your business (even individual) for less than a year.
There are two variants:
- The French Tech scholarship, which covers up to 70 % of your forecast expenses for a maximum of € 50,000 ;
- The French Tech “Emergence” scholarship, which covers up to 70 % of your forecast expenses within the limit of € 45,000 And which concerns companies offering a break in high technological content.
7. Business creation competitions
We are seeing more and more competitions rewarding the most ambitious or original business creation projects by financial aid. But it is also a very good way to obtain visibility from the creation of your business.
Among these competitions, we can quote:
- Tremplin companies: Distributed in 4 categories, this competition managed by the Senate and ESSEC allows the 4 winners to each win a price of € 10,000;
- Business creation talent competition : The 9 winners of this event are given prices ranging from € 4,000 to € 10,000 in many categories;
- Daring price : Addressed to self-employed entrepreneurs, this competition awards 8 prizes worth € 4,000 to the most daring projects.
Also discover 10 other competitions in our dedicated article.
There are many funding and subsidies intended to support project leaders and SMEs. The different sources indicated in this article are opportunities not to be missed for finance your project.
Also discover the different financial aid to resume a business.
And if you need help with the design of your graphic charter, the creation of your website, writing your brochures or the management of your image on social networks, do not hesitate to Post a project on coder To find providers who will help your project to grow!