With the strengthening of transaction safety, consumer identification capacity and verification of their online identity now have a central role. Online identity verification tools exist to help companies check the authenticity of an online account.
Find out why the best online identity verification tools and the importance of these tools in a world where AI produces increasingly striking Deepfakes.
The tools of this article were selected by our team and are not sponsored. Discover how Sponsor your tool.
Comparison of online identity verification tools
There are now many solutions to verify the online identity of a user. Whether to create a bank account, check the identity of a person for an electronic signature or simply to secure your platform, different solutions are available.
Archipelagos: French online identity verification solution
Archipelagos is a French solution to verify the online identity of your customers, users, suppliers, employees … KYC, KYS, KYE, the company offers a large list of items that you can control.
There are many use cases:
- Majority control
- Know your customers better (kYc)
- Better know your employees (kye)
- Know your suppliers better (KYS)
- Rights and authorizations
The archipelagos team is also available and responsive and you can send them your needs directly to find out if the features are provided in the evolution of the solution.
Idcheck: Idnow identity verification solution
Idcheck.io Allows you to instantly and automatically check a remote identity.
From the control of identity documents to complete identity checks, Idcheck.io offers a range of automated services guaranteeing stages fluid, instant and paperless conversion.
The boarding of your customers is automated, the fraud is detected and your services are fully in line with KYC standards.
The price is done on a “call” basis: a € 1.99, € 18.99 check for 10 and 174.99 € 100. The decreased price continues with a tailor -made solution (and on request)
Veriff: The leader of online identity verification
Leader in the automation of identity verification, kyc and prevention against identity fraud, Veriff Allows your business to comply with regulations without sacrificing new customers.
It is a whole infrastructure which is dedicated to identity verification, kyc and digital credit scoring. VERIFF's identity verification platform uses a technology controlled by the AI, and allows you to take a client in a few seconds.
The company is proud of an automation rate of 98 % controls and an average decision time of 6 seconds. Veriff covers more than 9,500 identity documents, 95 % of users are verified the first time.
The price: VERIFF offers starting plans priced at verification, from $ 0.80 per user. They offer a tailor -made plan for big needs.
Seon
Company based in Budapest, Seon offers a full suite of anti-fraud software. The emphasis is placed on the analysis of the digital imprint, thanks to tools such as IP analysis, the nalysis of emails and telephone number, the digital imprint of these devices and even a reverse research of social media.
All data are faced with risk rules, which is fully customizable by a risk manager. Seon It is not only used to prevention of fraud since many companies also use it to verify the solvency of their users, thanks to additional data, or to filter unwanted users before the official KYC verifications.
The different tools offered by SEON allow you to check the identity of users through their digital footprint, allowing you at the same time to better understand who your users are, all through invisible controls not slowing the customer route.
Seon is a leader in finding user information, overlapping his information among more than 35 social networks.
To dismantle whole fraud networks, sees schemes between similar accounts.
The price: offered from $ 699 per month for 1000 API calls.
Membercheck
Founded in 2008, Membercheck Help for organizations for a long time to fulfill their compliance obligations, with its main sale argument its online identity verification solution.
The verification process includes biometric control using:
- facial recognition
- the detection of liveliness,
- verification 2FA by SMS.
The process is easy to integrate via RESTFUL APIs, and you can of course perform all the standard AML controls you may need, such as PPE controls and sanction lists.
Membercheck scans identities in its huge database owner of 1.4 million profiles and relies on a technology called Facematch for biometric screening of customers.
It is unfortunate that Membercheck does not allow data enrichment: you can check documents, but you will not get user profiling.
The price:
The price is only on request.
TruLioo
Trulioo is a company based in Vancouver which offers a solution to verify identities as part of a KYC process.
Among the features of the platform, we find identity verification, verification of documents and control of anti-blasting monitoring lists.
The system accepts more than 4,200 types of official documents in 195 countries, and the Globalgateway portal can check… 5 billion identities!
All accessible via low-code, personalized or API integration. We will regret that TruLioo does not offer data enrichment or risk rating.
The price: paid plans are segmented according to the tools you may need. You can try Trulioo for free!
Jumio
Another heavyweight in the sector, Jumio automates identity verification for companies such as HSBC and United.
The platform Jumio Kyx is designed to offer the best possible customer experience, and can analyze 3,500 types of documents from more than 200 countries.
You can use it to check the identities, but also to check the addresses, calculate the risk of fraud, and even consult government surveillance lists, making it an ideal versatile tool for highly regulated industries.
The price:
The main downside of Jumio is its high price: you will have to contact the sales team to obtain a quote, but it is of public notoriety that Jumio is not the most affordable solution for SMEs.
Definition of online identity
The identity verification market is experiencing a paradigm shift through manual identity verification systems to those based on electronic supporting documents. So concretely, how is it going?
Digital identity is a set of technologies that play a central role in many digital interactions between individuals and institutions. At the same time, technologies linked to digital identity can be considered as “double -edged” tools: they can be used both for the good of society and people, but also for unwanted, even harmful purposes, by governments and other institutions, as well as by malicious individual actors, because it is not always easy to know where user data leads.
Despite this, digital identity verification solutions are a source of many savings, and reliable and independent identity verification systems improve the experience of individual identification/verification at the time of customer identity authentication, to authorize access to an account or service.
The abandonment of traditional manual methods of identity verification offers several other immediate advantages such as improving execution times through automation, increased precision levels … The use of a reliable digital identity check system also reduces the risk of human error.
Read also: How to make a computer security audit?
Online identity verification use
The identity verification is carried out by an increasing number of companies. The reasons are as follows:
- Know Your Customer (KYC: knowing your client): This is a legal requirement for financial institutions or other sectors such as online betting.
- Digital credit scoring : Understanding if you are dealing with the right person is a key element: you do not want to lend money to a fraudster or a person who cannot reimburse.
- Transactions fraud : to no longer accept payments made with stolen cards, binding the identity of a person with details of their credit card is the safest way. It can also be a question of conformity, for example in the framework of the EU requirement in terms of SCA (Strong Customer Authentication).
- Fight against money laundering : Strongly regulated This requires specific types of verification, such as the possibility of analyzing the lists of PPE (people politically exposed).
Need help to secure your sites? Call on a cybersecurity consultant !
Our tip to check the online identity of your users
Checking online identity is a challenge of tomorrow to secure your activity. Choose the solution that allows you to check all the data you need to check and call on a freelance developer to set up the solution.
If you need help in this area, you can also use a cybersecurity consultant By depositing an advertisement on Coder.com and explaining your need. In addition to the technical implementation of the solution, you may need to secure your tools and software if sensitive data transit in it.